War or any act thereof, act of terrorism, invasion or civil war, rebellion or insurrection, strike, riot, civil commotion, military or popular uprising.

Nuclear weapons material or ionising radiation

Engaging in or taking part of wood-working machinery operated by mechanical power or motor-riding on any motor-cycle, engaged in any professional

Sports or any kind of racing activity.

The Insured is in a state of unsound mind.

The Insured is in full time service of any armed force of any country.

Flying or any aerial activity except as passenger in a properly licensed power-driven aircraft.

As a member of an air crew, ships crew, or oil-rig crew, or as divers or fishermen.

Participating in mining, logging, sawmilling, underground work, demolition, blasting, or quarrying.

Intentional self-injury or suicide.

Childbirth or pregnancy.

(AIDS) or AIDS related complex (ARC).